Funding Solutions

Capital For Every
Stage Of Growth

We offer a comprehensive range of business funding solutions designed to meet your business where it is — and take it where it needs to go.

Working Capital Loans

Your business needs fuel to run. Working capital is the lifeblood of daily operations — covering payroll, inventory, vendor payments, rent, and the unexpected costs that every business encounters.

Our working capital loans are designed for businesses that need fast access to funds to seize opportunities, manage cash flow gaps, or simply keep the engine running at full speed. We evaluate your business holistically, with decisions based primarily on your revenue history.

Apply For Working Capital
Funding Amount
$10K – $500K
Based on monthly revenue and business profile
Term Length
3 – 24 Months
Flexible terms tailored to your cash flow cycle
Approval Time
24 Hours
From complete application to decision
Minimum Revenue
$10K / Month
3+ months in business required
Advance Amount
$5K – $250K
Based on average monthly revenue
Repayment
Revenue-Based
Fixed percentage of daily or weekly revenue
Factor Rate
1.15 – 1.45
Total payback tied to business performance
Collateral
Not Required
Unsecured — based on revenue, not assets

Revenue-Based Financing

Revenue-based financing aligns your repayment with your actual business performance. Instead of fixed monthly payments, you repay a percentage of your daily or weekly revenue — when business is slower, you pay less; when business is strong, you pay more.

This model is ideal for businesses with variable or seasonal revenue patterns. No collateral required — your future revenue is the foundation of the funding. It's one of the most flexible business funding structures available to small and mid-sized businesses today.

Explore Revenue Financing

Equipment Financing

The right equipment transforms what your business can do. Whether it's commercial vehicles, industrial machinery, restaurant equipment, medical devices, or technology infrastructure — we finance the tools that drive your competitive edge.

Equipment financing allows you to acquire what you need now, while spreading the cost over time. The equipment itself serves as collateral, often making qualification more accessible than other funding types. Preserve your working capital while building capacity.

Finance Equipment Now
Financing Amount
$5K – $500K
Per piece of equipment or fleet purchase
Term Length
12 – 60 Months
Aligned with equipment useful life
Down Payment
0% – 20%
Varies by equipment type and business profile
Equipment Age
New or Used
We finance both new purchases and used equipment
Credit Limit
$10K – $250K
Draw as needed, repay, draw again
Draw Period
12 – 36 Months
Revolving access throughout the draw period
Interest
On Balance Only
Pay interest only on funds you've drawn
Replenishment
As You Repay
Available balance restores as principal is repaid

Business Lines of Credit

A business line of credit is the most flexible funding tool available — draw what you need, when you need it, up to your approved limit. As you repay the principal, your available balance is restored and ready to draw again.

Lines of credit are ideal for managing cash flow fluctuations, covering recurring operational expenses, taking advantage of time-sensitive opportunities, or simply having financial security available when you need it. You only pay interest on what you use.

Apply For A Line Of Credit

Do You Qualify?

Basic Qualification
Requirements

Time in Business

Minimum 3 months of operating history. Established businesses with 1+ years qualify for higher amounts.

Monthly Revenue

Minimum $10,000 in average monthly revenue. Higher revenue unlocks larger funding amounts.

Business Bank Account

An active business checking account in your company's name. Personal accounts may qualify for some programs.

US-Based Business

Your business must be legally operating in the United States. We serve all 50 states.

Common Questions

Frequently Asked
Questions

Does my credit score matter?
We consider credit as part of a full picture, but it is not the determining factor. We place much greater weight on your business's revenue history and trajectory. Many of our clients have been approved with credit scores below 600.
How long does the process take?
Most applications receive a decision within 24 hours of a complete submission. Once approved, funding is typically deposited within 48–72 business hours. We move fast because we know your opportunities don't wait.
What documents do I need to apply?
Most applications require: 3–6 months of recent business bank statements, a copy of your business license or formation documents, and a government-issued ID. Some programs may request additional documentation based on funding amount.
Can I get funded if I've been declined elsewhere?
Yes, frequently. We are a direct lender with our own underwriting criteria — a decline from a bank or another lender does not predict our decision. Many of our most successful client relationships began after a bank denial.
Are there prepayment penalties?
This varies by program. We will clearly explain any prepayment terms before you sign. We encourage you to ask about early payoff options during your consultation — many of our programs include early payoff discounts.

Apply Now

Find The Right
Funding Solution

Tell us about your business and what you need. Our team will identify the program that best fits your situation and walk you through every step of the process.

Start Your Application